Risk Management

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Risk Management

Littleton Public Schools carries insurance policies to protect students, staff, and property.

The Risk Financing and Insurance Fund is used to account for premiums on insurance, loss control, workers' compensation, payment of loss or damage to property, administrative insurance expenses, legal claims against the district which have been settled, and judgements rendered againt the district for injury.

Arapahoe County School District Number Six
Schedule of Insurance
July 3, 2009 - June 30, 2010

Coverage	Carrier	Coverage Limit	Deductible
General Liability & School Leaders Errors and Omissions	Excess-of-Loss Insurance Pool (ELSIP)	$2,000,000 each occurance $2,000,000 gen. aggregate limit	$150,000
Property Including: 1. inland marine 2. boiler & machinery 3. flood & earthquake 4. auto physical damage	Excess-of-Loss Insurance Pool (ELSIP)	$291,605,001 50,000,000 25,000,000	$25,000 25,000 50,000 25,000
Automobile including: 1. combined single limit 2, uninsured motorist 3. medical payments	State Farm Insurance	$1,000,000 100,000/300,000 10,0000	500.00
Crime: 1. employee dishonest 2. theft 3. computer fraud 4. depositors forgery/alteration	Travelers	$1,000,000 1,000,000 1,000,000 1,000,000	25,000 25,000 25,000 25,000
Workers' Compensation	Joint School District's Workers' Compensation Pool	$1,000,000	$400,000
Fiduciary Liability	The Travelers	$1,000,000	$10,000